In 1992 Congress mandated a pilot demonstration of energy-efficient mortgages (EEMs) in five States. In 1995 the pilot was expanded as a national program. FHA insured 27,150 EEMs in FY2001, 30,331 in FY2002...
Traditional landscaping and current landscape maintenance practices, while frequently meeting human needs and aesthetics, sometimes have unintended harmful impacts.
The clearing of native woodlands and other...